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Insurance is compulsory according to the legislation of the Republic of Bulgaria. Every owner of a motor vehicle, which is registered on the territory of the Republic of Bulgaria and is not stopped from traffic, is obliged to take out compulsory motor liability insurance for motorists.
The insurance is voluntary and is intended for individuals and legal entities, owners of vehicles with Bulgarian registration numbers — passenger cars, trucks, luggage and camping trailers, freight trailers and semi-trailers, buses, agricultural and forestry equipment, construction and road construction machinery, special vehicles, motorcycles.